Understanding debt recycling – transform bad debt into good debt

15 May

Debt recycling is a financial strategy that can help you transform bad debt into good debt, boosting your wealth and enhancing your financial future. This article explains the concept, its benefits, risks, and how it might apply to your specific...[Read More]

Unlocking the Value of Your Home Loan: The Importance of Refinancing

8 May

For many, a home loan is one of the largest financial commitments they’ll ever make. Yet, it’s not something most people revisit often enough. Whether you’re paying off credit cards, dreaming of a kitchen renovation, or wondering if your...[Read More]

Rate cut could fuel further ‘modest’ house price growth

8 May

Australian home values have continued to soar and an expected post-election rate cut is likely to fuel further growth. Defying economic uncertainty caused by US President Donald Trump’s trade tariffs, the national median dwelling price rose 0.3...[Read More]

Full steam ahead for cash rate cut as inflation settles

1 May

Interest rate relief could come within weeks after a higher than expected inflation print still fell within the Reserve Bank’s target range. Underlying inflation fell to 2.9 per cent in the year to March and headline inflation held steady at 2.4...[Read More]

Saving for the future: building financial security

24 April

In an era where the allure of instant gratification is stronger than ever, the art of saving money seems to be fading into the background. Yet, the truth remains: most of us have aspirations that extend beyond our immediate reach, be it a new car,...[Read More]

Rate cut on horizon amid fears of more stock turmoil

24 April

Investors tormented by weeks of tariff turmoil will hope for a quiet return from Easter as mortgage holders eye a rate cut on the horizon. Stocks in Australia and the US have clawed back ground in the past fortnight after US President Donald Trump...[Read More]

Tariff turmoil triggers Reserve Bank inflation fears

17 April

The threat of Donald Trump’s tariffs loomed large over the Reserve Bank as it made the call to keep interest rates on hold, warning that US measures could lead to higher inflation. Minutes from the central bank’s April 1 meeting, released on...[Read More]

Calls mount for RBA to intervene with jumbo rate cut

10 April

Odds are shortening for the Reserve Bank to cut rates by 50 basis points at its next meeting as global financial turmoil weighs heavily on Australians. Though most economists do not view an Australian recession as a realistic chance, the prospect of...[Read More]

US trade war may force all-out assault with rate cuts

10 April

US tariffs have wreaked havoc on financial markets but could force the Reserve Bank of Australia to deliver more mortgage relief sooner. ANZ Bank – until recently the most hawkish of the big four banks – on Friday upped its interest rate cut...[Read More]

Two data prints and a Trump wildcard to decide rate cut

3 April

Donald Trump’s so-called ‘liberation day’ looms over the economic calendar but another date could have even greater implications for interest rates in Australia. By April 30 Australians could know whether the Reserve Bank is set to cut rates...[Read More]

‘Cautious’ RBA holds rates steady ahead of election

3 April

Hopes remain high for mortgage relief in May despite a “cautious” Reserve Bank of Australia keeping interest rates on hold. As widely expected by economists, the RBA’s new monetary policy board held the cash rate steady at 4.1 per cent at its...[Read More]

Dutton pledges power bill ‘action’ but questions remain

3 April

Plans to set aside gas for the domestic market will bring power prices down, Peter Dutton claims, but Australians remain in the dark about how much better off they would be under the proposal. The opposition leader visited western Sydney on the...[Read More]

Inflation falls in line with expectations

27 March

The Reserve Bank’s efforts to curb inflation are heading in the right direction, with monthly inflation continuing downward, but it likely won’t be enough to force a rate cut next week. The monthly consumer price index fell 10 basis points to...[Read More]

10 ways to reduce your household energy use

20 March

As a homeowner, you’re likely aware of the increasing costs associated with household energy consumption. This is why cutting down on energy use can mean big savings. In addition to the financial benefits, reducing electricity use can help to...[Read More]

First-home buyers need more than a rate cut, banks say

20 March

First-home buyers are still struggling to get into the market despite a surge in property interest after recent rate cuts. The Reserve Bank in February announced a 25 basis point cut in the official cash rate – the first reduction in more than...[Read More]